Bank of Canada Rate Hike: What It Means for Mortgages
Canada's first policy rate increase since 2023 is now affecting variable-rate borrowing. Here's what homeowners and buyers should check before changing their mortgage plans.
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Stay informed with the latest Canadian mortgage news, interest-rate developments, housing-market updates and practical mortgage guidance from Haystax Mortgage.
Our insights are designed to help Canadian home buyers, homeowners and mortgage borrowers better understand the factors that may affect mortgage decisions, including rates, renewals, refinancing, affordability, home equity, debt and housing-market conditions.
Explore the latest articles below, or visit our mortgage resources for in-depth guides on buying, renewing, refinancing and managing your mortgage.

Canada's first policy rate increase since 2023 is now affecting variable-rate borrowing. Here's what homeowners and buyers should check before changing their mortgage plans.
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